Under Ford Disaster Relief Program #95394, A-Plan pricing gives flood-impacted buyers a direct, pre-negotiated discount equivalent to Ford employee pricing on eligible 2025, 2026, and 2027 model-year vehicles. This program eliminates the standard employee PIN requirement, allowing qualifying residents in designated Indiana disaster counties to buy or lease new vehicles at significant savings off MSRP.
When severe weather disrupts daily life, securing reliable transportation quickly becomes a top priority. Ford established Disaster Relief Program #95394 specifically to help individuals replace or add vehicles after severe storms and flooding in Indiana. Normally, A-Plan pricing is reserved strictly for Ford employees and their immediate family members, setting the price below the dealer invoice amount. Under this special disaster relief program, Ford extends that exact bottom-line pricing structure to eligible storm victims without requiring a personal Plan PIN.
Our team at Pilson Ford of Clinton reports these transactions directly to the factory as non-plan sales, allowing us to pass the savings straight to you without red tape. Whether you need a replacement family vehicle or a capable work truck, this program covers a wide range of popular models across the 2025, 2026, and 2027 model years. Standard factory exclusions apply to specialty low-volume units, but core models in our showroom qualify.
For example, families looking for a versatile three-row vehicle can select the 2026 Ford Explorer equipped with a standard 2.3L EcoBoost four-cylinder engine generating 300 hp and 310 lb-ft of torque. Matched with a SelectShift® automatic transmission and available all-wheel drive, it offers up to 5,000 lbs of towing capability and about 16 cubic feet of rear cargo space for daily hauling. You can check our stock online to browse our new vehicle inventory, visit our Clinton showroom location, or call our team at 765-820-2276 to discuss current vehicle availability under this program.
Table of Contents
- How Do Indiana Storm Victims Qualify for Ford Disaster Relief Program #95394?
- What Counts as Acceptable Insurance Verification for Vehicle Loss or Damage?
- What Additional Costs Should You Expect Beyond the A-Plan Price?
- How to Transition From a Totaled Lease to a New Ford Lease
- How Does the Disaster Relief A-Plan Offer Compare to Other Incentives?
- Frequently Asked Questions About Ford Disaster Relief Program #95394
- What Is the Deadline to Claim Program #95394 Pricing?
How Do Indiana Storm Victims Qualify for Ford Disaster Relief Program #95394?
Qualifying for Ford Disaster Relief Program #95394 requires proving that your vehicle was damaged or declared a total loss due to recent flooding within one of the 53 designated Indiana disaster counties.
The declared incident period began on August 11, 2026, following widespread heavy rains and severe weather across central and northern Indiana. To be eligible, your vehicle loss or damage must have occurred within a FEMA-designated county. The eligible counties include Allen, Bartholomew, Boone, Carroll, Cass, Clinton, Dearborn, Decatur, Delaware, Fayette, Fountain, Franklin, Fulton, Grant, Hamilton, Hancock, Harrison, Hendricks, Henry, Jasper, Jay, Jefferson, Jennings, Knox, Kosciusko, Lake, LaPorte, Madison, Marion, Marshall, Miami, Morgan, Newton, Orange, Owen, Parke, Perry, Pike, Porter, Pulaski, Randolph, Ripley, Rush, Shelby, St. Joseph, Starke, Tipton, Union, Wabash, Warren, Washington, Wayne, and White.
Residents near the agricultural fields and small creek basins whose personal or work vehicles suffered high-water damage are fully covered under these county designations. You do not need to have been driving a Ford when the damage occurred; owners of any vehicle make or model who sustained storm damage in these counties can take advantage of the A-Plan discount on a new replacement Ford.
Eligible inventory spans 2025, 2026, and 2027 model-year vehicles that qualify for standard A/Z Plan pricing in Ford's system, known as Smart VINCENT. If you require heavy-duty hauling power for property cleanup, a 2026 Ford F-150 equipped with the 3.5L EcoBoost V6 delivers up to 13,500 lbs of towing capacity, while the 2.7L EcoBoost V6 configuration provides 325 hp and 400 lb-ft of torque for balanced daily utility. For customers needing intermediate trucks or heavy-duty commercial capabilities, you can also explore how smaller midsize options perform in our 2026 Ford Ranger comparison overview or review commercial power when you compare 2026 Ford F-250 Super Duty capabilities. If a brand-new vehicle does not fit your immediate plans, our dealership also maintains a complete pre-owned vehicle inventory to help get you back on the road promptly.
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What Counts as Acceptable Insurance Verification for Vehicle Loss or Damage?
Verification for program eligibility requires official insurance documentation confirming storm damage or total loss sustained during the declared disaster period starting August 11, 2026.
To comply with Ford audit standards for Disaster Relief Program #95394, our finance department must retain official verification in the deal jacket at the time of sale. Acceptable documentation includes:
- An official insurance claim settlement document explicitly stating the vehicle was declared a total loss due to water or storm damage.
- An insurance repair estimate or appraiser statement listing qualifying storm damage with an incident date on or after August 11, 2026.
- A signed claim summary from your insurance provider containing your policy number, vehicle identification number (VIN), and a description of the flood loss.
Families coming in after storm damage usually ask whether they need to track down a Ford employee PIN before looking at inventory, but our sales team can apply the discount directly using their insurance claim payout letter. This streamlined process eliminates waiting for factory authorization pins so you can complete your purchase without delay.
If your insurance payout covers only part of your previous vehicle's remaining balance or if you own the damaged vehicle outright, you can also evaluate your current trade-in value with our appraisal team. We can process your damaged trade or coordinate with your insurance adjuster to apply settled funds directly toward your down payment.
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What Additional Costs Should You Expect Beyond the A-Plan Price?
Buyers utilizing disaster relief A-Plan pricing should expect mandatory out-the-door expenses beyond the discounted vehicle cost, including state sales tax, titling and registration fees, and standard dealer documentation charges.
While Program #95394 lowers the vehicle purchase baseline to employee pricing, the final contract total includes standard statutory fees and state taxes required for any Indiana vehicle purchase. Knowing these items upfront ensures complete transparency throughout your buying process:
- Indiana State Sales Tax: Calculated at the standard state rate of 7% on the net purchase price after applicable trade-in allowances or stackable factory rebates.
- State Title and Registration Fees: Standard fees assessed by the Indiana Bureau of Motor Vehicles (BMV) to transfer or issue new license plates and register your title.
- Dealer Documentation Fee: A standard processing fee that covers administrative filing, deal jacket retention, and title processing.
- Optional Dealer Add-Ons and Accessories: Any optional items you choose to add, such as all-weather floor liners, bed liners, splash guards, or extended service protection plans.
Because A-Plan pricing establishes a set baseline cost, there is no negotiation needed on the core vehicle price. Our finance specialists present a line-by-item breakdown showing the discounted price alongside state fees, ensuring you know your exact financial commitment before signing.
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How to Transition From a Totaled Lease to a New Ford Lease
Transitioning from a totaled vehicle lease to a new Ford lease under Program #95394 involves settling your existing insurance claim, releasing the damaged vehicle title, and applying A-Plan discounted lease terms directly to a replacement model.
If your leased vehicle was damaged or destroyed during the August flooding, the transition process follows a structured path to ensure your old obligation is closed correctly while you secure a new lease:
- Notify Your Lease Provider and Insurance Carrier: Report the flood damage immediately to open a claim. Your insurer will assign an adjuster to evaluate the vehicle and issue a total loss valuation.
- Obtain the Insurance Payoff Settlement: Your insurance company sends the settlement draft directly to the leasing bank to satisfy the remaining lease balance. If you carried Gap Protection, it covers any remaining gap between the insurance payout and the lease payoff figure.
- Select Your Replacement Vehicle: Choose an eligible 2025, 2026, or 2027 model from our dealership.
- Structure the New Lease with A-Plan Rates: Program #95394 allows A-Plan pricing on lease structures as well as retail sales. This significantly reduces your monthly payment calculation by lowering the capitalized cost of the new vehicle.
- Finalize Documentation: Provide your insurance total loss documentation to our business office, complete your new lease contract, and drive home in your new vehicle.
To expedite your transaction, you can complete an online finance application prior to your visit. Pre-qualifying online saves valuable time at the dealership and lets our team structure your lease terms before you arrive.
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How Does the Disaster Relief A-Plan Offer Compare to Other Incentives?
Ford Disaster Relief Program #95394 delivers fixed employee-level baseline pricing that often beats standard retail promotions by eliminating markup while allowing qualifying stackable factory cash offers.
When evaluating vehicle replacement options after a storm, comparing disaster relief pricing against standard retail promotions reveals clear financial advantages:
| Feature / Offer Type | Disaster Relief Program #95394 (A-Plan) | Standard Retail Offers |
|---|---|---|
| Pricing Baseline | Pre-set A-Plan (below dealer invoice) | Negotiated off MSRP |
| Plan PIN Required? | No PIN required | Requires employee PIN or sponsor |
| Transaction Type | Non-plan sale with discount | Standard retail sale |
| Incentive Stacking | Stackable with eligible public rebates | Varies by monthly promo |
| Eligibility Window | August 11, 2026 – September 30, 2026 | Standard monthly expiration |
For commuters crossing the riverfront along the Wabash River in West Terre Haute who need substantial capability, choosing a heavy-duty truck under this program offers exceptional savings. You can see how heavy truck options compare by reviewing our 2026 Ford F-350 vs 2025 model comparison.
Because A-Plan pricing sets the baseline significantly below regular retail price points, combining this offer with public customer cash or trade assistance produces a lower net purchase price than standard retail incentives alone. Our team reviews all active incentives in Ford’s Smart VINCENT system to ensure you receive every qualifying rebate alongside your disaster relief discount.
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Frequently Asked Questions About Ford Disaster Relief Program #95394
Q: Do I need to wait for my insurance claim to fully pay out before buying a new vehicle under this program?
No, you do not need to wait for the final insurance payout check to arrive before purchasing. As long as your insurance company provides written verification stating that a claim has been filed and the vehicle is declared a total loss or sustained qualifying flood damage from the August 11, 2026 storms, we can finalize your A-Plan transaction immediately.
Q: Can I apply Program #95394 pricing to commercial vehicles or specialty Ford models?
Program #95394 covers all 2025, 2026, and 2027 model-year vehicles that are standard A/Z Plan eligible. Standard factory plan exclusions apply, which means specialty performance models like Mustang Shelby or F-150 Raptor units, as well as dedicated commercial cab-chassis vehicles, are excluded. Our sales team can instantly check any specific vehicle VIN in Smart VINCENT to confirm its exact eligibility.
Q: What happens if my damaged vehicle was registered in an eligible county, but I am shopping from outside the area?
Eligibility is tied directly to the county where the loss occurred or where your vehicle was registered at the time of the flood declaration. As long as your insurance documentation verifies that the storm damage took place in one of the 53 designated Indiana counties during the August 11, 2026 disaster period, you qualify for A-Plan pricing at our dealership regardless of where you currently reside.
Q: Are non-Ford vehicles damaged in the flood eligible for replacement under this program?
Yes, Ford Disaster Relief Program #95394 is open to owners of any vehicle make or model. You do not need to have owned or leased a Ford previously. Providing valid insurance documentation showing qualifying storm loss on your current vehicle satisfies the eligibility requirements for purchasing or leasing a new Ford.
Q: Can I combine this disaster relief offer with special APR financing or lease rates?
Yes, Program #95394 A-Plan pricing can be combined with eligible Ford Credit special APR finance offers or promotional lease rates available in Smart VINCENT at the time of purchase. Our finance team will run your transaction details through the system to stack all compatible interest rate discounts and retail bonus cash programs.
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What Is the Deadline to Claim Program #95394 Pricing?
The deadline to purchase or lease a vehicle under Ford Disaster Relief Program #95394 is September 30, 2026, requiring all sales transactions and vehicle deliveries to be completed within this official window.
Because this emergency relief program operates on a limited timeframe, taking prompt action ensures you secure your vehicle and finalize all paperwork before the program closes. The effective window runs from August 11, 2026, through September 30, 2026. Vehicles must be delivered and the sale reported in Ford's system by the closing date.
To make the most of this offer before the deadline:
- Gather Your Documents: Bring your driver's license, auto insurance card, and official insurance claim letter verifying storm damage or total loss.
- Select Your Model: Browse our online inventory or visit our lot to test-drive eligible 2025, 2026, and 2027 Ford models.
- Confirm Eligibility: Our team will verify your documentation and check the vehicle's eligibility in Smart VINCENT.
- Complete Purchase or Lease: Finalize your contract with A-Plan pricing applied directly to your deal jacket.
Our dedicated team at Pilson Ford of Clinton is here to assist storm victims through every step of replacing a vehicle. Visit our showroom at 1702 IN-1, Clinton, IN 47842 or call us directly at 765-820-2276 to get started on your vehicle replacement today.
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